We understand FinTech—and we build it right.
FinTech systems architect · Architecture that scales and passes regulatory audit.
// ABOUT_ME
About Me
Mohammed Abdo
Engineer & FinTech Architect
Product strategy
Turning financial regulation into a product roadmap that investors and regulators both approve.
Regulatory navigation
Deep familiarity with SAMA, CMA and GCC supervisory frameworks — translating policy into architecture.
System design
Designing platforms that scale to millions of users while remaining auditable and compliant by default.
Founder & advisor
Working alongside founding teams and C-suite to close the gap between a vision and a licensed product.
Domain Expertise
The products I can build
Robo-advisory Engine
Algorithmic portfolio management with real-time rebalancing, built to SAMA regulatory standards.
// POST /api/v1/settle
{
"trx_id": "pay_9xa82k",
"amount": 125,000,
"rail": "SARIE",
"status": "SETTLED ✓"
}
Payment Gateway Stack
High-throughput payment orchestration layer handling multi-rail routing and strict idempotent processing.
Identity & Access (IAM)
Centralized auth provider featuring RBAC, zero-trust tokens, and strict audit logging for compliance.
Core Ledger System
Centralized core ledger handling all financial accounting and reconciliation for fintech products.
Open Banking Aggregator
Multi-bank data aggregation platform connecting consumers to all their accounts via standardized Open Banking APIs — fully compliant with SAMA framework.
Wealth Management App
Digital wealth platform offering automated portfolio construction, goal-based investing, and real-time performance dashboards — engineered to CMA standards.
Digital Wallet & Virtual IBAN
Secure ledger architecture for individual and corporate fund management, tightly integrated with local banking infrastructure.
Automated eKYC & AML
Identity verification, e-KYC/KYB workflows, and AML screening embedded seamlessly into the customer acquisition journey.
Pooled Account Management
Real-time reconciliation, ledger segregation, and transparent fund management to satisfy strict regulatory compliance.
Experience & companies
Years of work shipping financial products in highly supervised environments.
My Blog
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