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Maal TechINFRASTRUCTURE
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Engineering Blog

Deep dives into fintech engineering, compliance protocols, and infrastructure.

Crypto & Blockchain
3 MIN

Bitcoin Mining: Hash and Nonce

Mining is solving a Proof of Work puzzle using Hash and Nonce to secure the network.

Fintech Poster
Crypto & Blockchain
2 MIN

Bitcoin UTXO: No Balances

Bitcoin uses UTXO (Unspent Transaction Outputs) instead of balances. This design ensures validity and privacy.

Fintech Poster
Regulations & Compliance
2 MIN

Open Banking: You Own Your Data

Open Banking shifts ownership to the user via Consent Management. SAMA ensures security.

Fintech Poster
Tech Trends & Architecture
3 MIN

How Fraud Detection Works

Fraud detection is a complex system of rules, AI, behavioral analytics, and network analysis.

Fintech Poster
Regulations & Compliance
3 MIN

Risk-Based Approach in Compliance

Not all clients are equal. RBA focuses resources on high-risk clients using scoring models.

Fintech Poster
Regulations & Compliance
3 MIN

Right to be Forgotten in Tech

Deleting user data is a legal right. Technical implementation involves multi-layer deletion and logs.

Fintech Poster
Fintech Product & Biz
3 MIN

Know Your Cards: Debit vs Credit

A guide to the main card types: Debit, Credit, Prepaid, and Installment.

Fintech Poster
Tech Trends & Architecture
2 MIN

Data is the New Currency

In Fintech, data isn't just numbers; it's the engine. Errors in data mean financial and legal risks.

Fintech Poster
Fintech Product & Biz
3 MIN

Why Startups are Faster than Banks

Banks are slowed by layers of regulation. Startups can build with "Compliance by Design" for speed.

Fintech Poster