/blog/tech-trends-&-architecture/withdrawal-queue-system

Don't Execute Withdrawals Instantly: Use a Queue

Treating withdrawals as functions is a mistake. Treat them as events with a lifecycle managed by a queue to prevent double-spending and ensure stability.

AUTHOR
Fintech Poster
PUBLISHED
06/05/2024
TIME_EST
3 MIN
CATEGORY
Tech Trends & Architecture
Don't Execute Withdrawals Instantly: Use a Queue
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If you have a fintech app with wallet withdrawals, try never to execute them immediately.
The right way is to store the transaction first in a queue table and let it pass through clear stages.
Execution must go through a queue tool like Redis to ensure sequence and prevent conflicts or double execution.
The idea is not to treat the transaction as a function that runs and finishes, but as an Event with a full lifecycle. This way, you control every detail and handle errors gracefully without affecting UX.

Benefits

  • If the system has an issue, the user sees "Processing" instead of an error.
  • If the bank account lacks funds at that moment, the transaction isn't lost; it waits in the queue.
  • It gives you a chance to review transactions before execution if you detect suspicious activity.
This simple design approach drastically improves stability. In short: don't execute immediately. Let it journey through the queue first. You will realize the value when facing real production issues.
Always treat money as a living entity, not a function to be executed.

KEYWORDS

#Fintech#Redis#Queue#Backend
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Fintech Poster

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